{"jobData":{"status":true,"message":"Job Found ","data":{"contentModerationStatus":false,"jobLocation":["Mumbai City, Maharashtra"],"dniCategory":null,"employementType":["FullTime"],"salaryHide":true,"industries":["Engineering"],"functionalArea":["Engineering"],"languagesKnown":["English"],"certificationRequired":[],"skills":["RELEATIONSHIP TEAM","CAD","LEGAL","AUDIT"],"recepientEmailAddress":["poonam.m@shenzyn.com"],"forwardApplication":["monika.d@shenzyn.com"],"status":"Active","listofApplicants":[],"selected":[],"offered":[],"rejected":[],"joined":[],"jobPostingApproved":true,"jobPostingCompletionPercent":"100%","testJobPost":false,"_id":"62a059535eda7c64027c500a","educationalDetails":[{"degree":["","M.B.A","B.C.A"],"_id":"63bd49681be50034ca1e10bf","qualification":"Post Graduation","specialization":"IT"}],"profilesByPartner":[],"shortlistedProfiles":[],"discussionThread":[],"jobId":39290887,"companyName":"Hdfc","jobPostedBy":"hdfcshenzyn@gmail.com","jobPostedDate":"2022-06-08T08:09:55.752Z","__v":0,"companyType":"Large","interviewRounds":null,"jdVideo":"","jobDescription":"<ul><li>  ·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Review credit proposals (CAMs/ Interim CAMS) submitted by business on assigned portfolio and assess the credit &amp; risk involved comprehensively.</li><li>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To convey a clear opinion regarding the acceptability of the proposed transaction/ facilities, from risk point of view, covering business model, industry risk, structure, financial risk &amp; regulations</li><li>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Awareness of the product proposed, suitability to the client requirements and need based assessment </li><li>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Emphasizing completeness / accuracy of CAM's and Coverage / Intensity of diligence &amp; adherence to Credit Policy and extant regulatory guidelines</li><li>   ·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stress early and work with business in devising appropriate mitigation strategies wherever required. Review and respond to early warning signals. Monitoring has to enable advance detection before SMA / Rating downgrade / delays with any lender </li><li>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To identify and closely monitor accounts which are in stress, in order to devise and implement account strategy for risk reduction</li><li>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Meet business counterparts on a defined periodicity (monthly or otherwise) for reviewing Early Warning Signals and Close Monitoring.</li><li>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Focused house-keeping which involves follow up on clearing deferrals/ overdue/delays appearing in daily MIS circulated by Operations team.</li><li>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To partner with business, CAD and operations and compliance </li><li>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To help review end use monitoring on defined periodicity (to be covered on a quarterly basis).</li><li>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To address issues/ responding to RBI / auditors on credit matters.</li><li>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Appropriate level of client calling to develop strong understanding of client business and industry dynamics</li></ul><p>  </p>","jobTitle":"Credit Manager - WCR","jobUpdatedDate":"2023-01-10T11:18:12.023Z","logo":"https://shenzyn-uploads.s3.ap-south-1.amazonaws.com/ProfilePics/hdfcshenzyn%40gmail.com_HDFC-Bank-logo.png","maxannualCTC":"2500000","minannualCTC":"500000","otherMonetoryBenefits":"","travelRequired":false,"vacancies":"5","maxexperience":15,"minexperience":5,"noticePeriod":"30","jobPostApprovedDate":"2023-01-10T11:18:12.023Z","jobPostingApprovedBy":"hdfcshenzyn@gmail.com"}},"companyData":{"status":true,"message":"Company found","data":{"emailIdVerified":true,"womenCentricPolicies":["Childcare","Flexi-timing","Transportation","Paternal Leaves","Additional Maternity Benefits"],"jobsPosted":["37525866","39290887","41818017","55753737","97166059","27185694","46841291","35629390","65490450","79791308","75076737","83628564","86601700","82891205","76878219","32799211","14062770","20580895","98391264","38729666","70837065","43548780","26142662","17994298"],"promotedJobs":false,"profileStatus":true,"accountStatus":true,"landingPagePublish":true,"testCompany":false,"profileCompletionPercentage":"100%","contractAttachedStatus":false,"permissions":[],"contract":[],"emailId":"hdfcshenzyn@gmail.com","username":"hdfcshenzyn@gmail.com","companyName":"Hdfc","logo":"https://shenzyn-uploads.s3.ap-south-1.amazonaws.com/ProfilePics/hdfcshenzyn%40gmail.com_HDFC-Bank-logo.png","coverPhoto":"https://shenzyn-uploads.s3.ap-south-1.amazonaws.com/Assets/defaultCoverPicture.png","cookieToken":"","remeberMe":null,"wrongPasswordCount":0,"address":"Head Office: HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400 013","contactNo":"18002026161","country":"India","countryCode":"+91","gstin":"27AAACH2702H3ZY","industry":"Banking and Financial Services","location":"Mumbai City, Maharashtra","pincode":"400013","sacorhac":null,"website":" https://www.hdfcbank.com/","aboutus":"HDFC Bank is one of India's premier banks providing a wide range of financial products and services to over 43 million customers.\n\nPromoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a \"World-class Indian Bank\"​. With a single-minded focus on product leadership, customer focus and operational excellence, the bank has accomplished this, emerging as a leading player in all its business segments.\n","additionalMaternityBenefits":null,"companyType":"Large","culture":"HDFC Bank today is a front runner in the digital banking space. It has established itself as a full-service digital bank, with the launch of its ‘Go Digital - Bank Aapki Muthhi Mein’ campaign on the banks of the Varanasi. Since then, the bank has launched a slew of innovative products including the 10-second Personal Loan or payment apps like Payzapp, which place the power of banking in the hands of the customer.\n\nHDFC Bank is also taking its branch network deeper into the hinterland, with 53% of  its branches located in rural and semi-urban areas. \nHDFC Bank is extremely proud of its People, the integrity and ethics that they demonstrate and the culture that promotes these values. This culture ensures that the people with the right values are hired, groomed and encouraged. With close to 1 lakh employees, HDFC Bank is a growing organization.","employeeStrength":"137192","genderDiversity":null,"otherBenefits":null}},"recommendedJobs":[]}